VTIP
Vanguard Short-Term Inflation-Protected Securities ETF · Vanguard
Bonds & Treasuries
1Y Return
+3.0%
Expense Ratio
0.04%
AUM
$14B
Dividend Yield
4.16%
Avg Annual Growth (10Y)
+1.7%
Issuer
Vanguard

Overview

TIPS maturing inside 5 years — inflation protection with minimal duration, the version of TIP that actually tracks CPI surprises.

Top Holdings

TickerHoldingWeight
TIPSUS TIPS 0-5 years100%

Fund Details

Index
Bloomberg US TIPS 0-5 Years
# Holdings
~25
Inception
Oct 2012
Exchange
NYSE Arca
Structure
Open-End Fund
Distribution
Quarterly
Avg Annual Growth (10Y)
+1.7%
Avg Annual Yield (10Y)
2.99%

Investment Thesis

VTIP fixes the flaw that burned TIP holders in 2022: by holding only short-maturity TIPS, it strips out most duration risk, so its price actually responds to inflation rather than to real-rate swings. When CPI surprised upward in 2021-22, VTIP gained while TIP fell double digits — the clearest live demonstration of the difference. The cost is a lower long-run yield; the benefit is that it does what buyers think TIPS funds do.

Who It's For

Investors hedging near-term inflation specifically — cash-heavy savers, retirees indexing spending power — who want CPI protection without hidden rate risk.

10-Year History

Annual Closing Price
YearClose% Chg
2016$41.90--
2017$41.98+0.2%
2018$41.77-0.5%
2019$43.23+3.5%
2020$45.18+4.5%
2021$46.98+4.0%
2022$44.87-4.5%
2023$46.22+3.0%
2024$47.37+2.5%
2025$48.79+3.0%
Annual Dividend Yield
YearYield
20161.80%
20171.80%
20182.00%
20191.90%
20201.10%
20212.80%
20226.20%
20234.30%
20243.80%
20254.16%
Annual AUM
YearAUM% Chg
2016$5.0B--
2017$5.6B+12.0%
2018$6.3B+12.5%
2019$7.0B+11.1%
2020$7.9B+12.9%
2021$8.9B+12.7%
2022$9.9B+11.2%
2023$11B+11.1%
2024$12B+9.1%
2025$14B+16.7%

Historical figures are ETFHub estimates modelled from asset-class return patterns and may differ from official fund records. Data as of August 2026.

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