SCHZ
Schwab US Aggregate Bond ETF · Schwab
Bonds & Treasuries
1Y Return
+2.8%
Expense Ratio
0.03%
AUM
$10B
Dividend Yield
4.21%
Avg Annual Growth (10Y)
-0.5%
Issuer
Schwab Asset Management

Overview

The classic US bond aggregate — Treasuries, agency mortgages and investment-grade corporates, around 9,000 bonds — at 0.03%.

Top Holdings

TickerHoldingWeight
USTUS Treasuries44.6%
MBSAgency Mortgage-Backed25.8%
CORPIG Corporate bonds24.2%
GOVAgency & Supranational3.1%
ABSAsset-Backed / CMBS1.6%
CASHCash & equivalents0.7%

Fund Details

Index
Bloomberg US Aggregate
# Holdings
~9,000
Inception
Jul 2011
Exchange
NYSE Arca
Structure
Open-End Fund
Distribution
Monthly
Avg Annual Growth (10Y)
-0.5%
Avg Annual Yield (10Y)
3.01%

Investment Thesis

The Agg is the default definition of 'bonds' in every 60/40 conversation, and SCHZ delivers it for three basis points — tied for the cheapest core bond fund anywhere. With yields above 4%, the asset class finally does its textbook job again: real income now, and price gains if the economy rolls over. One fund, whole bond market, monthly payout; the boring backbone done right.

Who It's For

The set-and-forget bond allocation for diversified portfolios — anyone who wants the entire investment-grade US bond market without choosing between Treasury, corporate and mortgage funds.

10-Year History

Annual Closing Price
YearClose% Chg
2016$25.91--
2017$26.04+0.5%
2018$25.39-2.5%
2019$26.91+6.0%
2020$28.12+4.5%
2021$27.28-3.0%
2022$23.46-14.0%
2023$23.93+2.0%
2024$23.69-1.0%
2025$24.40+3.0%
Annual Dividend Yield
YearYield
20162.40%
20172.40%
20182.90%
20192.60%
20202.10%
20211.90%
20223.20%
20234.10%
20244.30%
20254.20%
Annual AUM
YearAUM% Chg
2016$3.5B--
2017$4.5B+28.6%
2018$5B+11.1%
2019$6.5B+30.0%
2020$8B+23.1%
2021$10B+25.0%
2022$7B-30.0%
2023$7.5B+7.1%
2024$8.5B+13.3%
2025$9.5B+11.8%

Historical figures are ETFHub estimates modelled from asset-class return patterns and may differ from official fund records. Data as of August 2026.

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