SCHP
Schwab US TIPS ETF · Schwab
Bonds & Treasuries
1Y Return
+1.8%
Expense Ratio
0.03%
AUM
$17B
Dividend Yield
4.00%
Avg Annual Growth (10Y)
+0.8%
Issuer
Schwab Asset Management

Overview

The full US TIPS market — Treasury bonds whose principal rises with CPI — at 0.03%, the cheapest inflation protection in the ETF universe.

Top Holdings

TickerHoldingWeight
TIPS0.125% TIPS 20313.4%
TIPS1.25% TIPS 20333.2%
TIPS0.625% TIPS 20323.1%
TIPS1.375% TIPS 20333.0%
TIPS0.125% TIPS 20302.9%
TIPS2.125% TIPS 20542.7%
TIPS1.75% TIPS 20342.6%
TIPS0.25% TIPS 20292.5%
TIPS2.375% TIPS 20282.4%
TIPS1.625% TIPS 20542.2%

Fund Details

Index
Bloomberg US TIPS
# Holdings
~50
Inception
Aug 2010
Exchange
NYSE Arca
Structure
Open-End Fund
Distribution
Monthly
Avg Annual Growth (10Y)
+0.8%
Avg Annual Yield (10Y)
3.10%

Investment Thesis

TIPS are the only asset that contractually pays you more when inflation runs — and after the 2022 repricing, real yields near 2% mean SCHP finally offers insurance you're paid to hold rather than paying for. The 2022 lesson matters: TIPS still carry duration, so they fall when real rates spike even as inflation rises. They hedge inflation over horizons, not headlines.

Who It's For

Retirement portfolios protecting future spending power, and anyone whose bond allocation is entirely nominal. The classic pairing is SCHP beside a standard Treasury or aggregate fund.

10-Year History

Annual Closing Price
YearClose% Chg
2016$25.99--
2017$26.25+1.0%
2018$25.60-2.5%
2019$27.13+6.0%
2020$29.30+8.0%
2021$30.48+4.0%
2022$26.21-14.0%
2023$26.60+1.5%
2024$26.60+0.0%
2025$27.40+3.0%
Annual Dividend Yield
YearYield
20161.50%
20172.10%
20182.60%
20192.20%
20201.20%
20213.90%
20226.50%
20233.80%
20243.30%
20253.90%
Annual AUM
YearAUM% Chg
2016$5B--
2017$6B+20.0%
2018$6.5B+8.3%
2019$8B+23.1%
2020$11B+37.5%
2021$20B+81.8%
2022$14B-30.0%
2023$12B-14.3%
2024$13B+8.3%
2025$16B+23.1%

Historical figures are ETFHub estimates modelled from asset-class return patterns and may differ from official fund records. Data as of August 2026.

Markets. Intelligence. Daily.

Full briefs on 276 ETFs, curated daily ETF news, and a free weekly deep-dive newsletter — all on ETFHub.

Get the Free Weekly Brief Explore the ETF Portal Official Fund Page →